Deposit Schemes

Savings Account

Money can be deposited / withdraw into an account as per the wish of account holder. SB accounts are opened to encourage by NATIONAL CREDIT CO-OPERATIVE SOCIETY LTD members to save money and collect their savings.

Product Name	Minimum Balance	ROI%	Penalty(₹)
Saving Plus Account	0	4	0

Fixed Deposit

A fixed deposit is a financial instrument where a member gets assured ROI. It is an investment opportunity provided by NATIONAL CREDIT CO-OPERATIVE SOCIETY LTD with the benefits of higher rate of interest than a Normal Saving Account.

Sr No.	Plan Type	Minimum Deposit	ROI(%)	Maturity Amount (₹)
1	60 Months	1000	9.5	1599
2	12 Months	1000	8.5	1088
3	18 Months	1000	8.75	1139
4	24 Months	1000	9	1195
5	36 Months	1000	9.25	1316
6	48 Months	1000	9.5	1456
7	6 Months	1000	8	1040
8	6 Months	1000	7.5	1038
9	1 Years	1000	7.5	1077
10	18 Months	1000	7.75	1122
11	2 Years	1000	8	1172
12	3 Years	1000	8.25	1278
13	4 Years	1000	8.5	1400
14	5 Years	1000	9	1561
15	84 Months	1000	10.03	2001
16	144 Months	1000	7.71	2500
17	84 Months	1000	8.35	1790

Recurring Deposit

Recurring Deposit is a special kind of Term Deposit offered by NATIONAL CREDIT CO-OPERATIVE SOCIETY LTD which help members with regular incomes to deposit a fixed amount in every month into their Recurring Deposit account and earn interest at the rate applicable.

Sr No.	Plan Type	Minimum Installment	ROI(%)	Maturity Amount(Rs)
1	12 Months	100	7	1,246
2	18 Months	0	7.5	0
3	48 Months	100	8.75	5,756
4	60 Months	100	9	7,585
5	72 Months	100	9.25	9,629
6	24 Months	100	8	2,609
7	120 Months	1500	9	2,91,333
8	180 Months	1500	9	5,68,407
9	216 Months	1500	9	8,04,493
10	36 Months	100	8.5	4,109

Pigmy Deposit

Daily Deposit Scheme is a monetary deposit scheme introduced by NATIONAL CREDIT CO-OPERATIVE SOCIETY LTD to help daily wage earners, small traders, to inculcate saving habits and also as a way of funding their bigger capital requirements.

Sr No.	Plan Type	Minimum Installment	ROI(%)	Maturity Amount(₹)
1	730 Days	10	5.5	7,716
2	1095 Days	10	6	11,996
3	365 Days	10	5	3,743
4	548 Days	10	5.25	5,701
5	180 Days	100	5	18,222

Monthly Interest Scheme

Monthly interest scheme is introduced by NATIONAL CREDIT CO-OPERATIVE SOCIETY LTD which is a period of time to a certain extent, at competitive rates of interest and with different features to suit the investment needs of individual member.

Sr No.	Plan Type	Minimum Installment	ROI(%)	Maturity Amount(₹)
1	1 Years	10,000	7	58
2	18 Months	10,000	7.25	60
3	2 Years	10,000	7.5	63
4	3 Years	10,000	8	67
5	4 Years	10,000	8.5	71
6	5 Years	10,000	8.75	73
7	72 Months	10,000	9	75