Personal Loan
Product Overview
TNCCSL Personal Loan is an unsecured loan being extended to only salaried individuals who are working with corporate, Businessman and government entities. Customers/Members from select locations can apply to avail PL facility with us.
Personal Loans
The National Credit Cooperative Society Ltd. offers personal loans to salaried individuals of government, private or public sector organizations that meet our eligibility criteria. These loans range between ₹ 50,000 to ₹100,00,000, . The repayment tenure for such loans is between 12 months to 84 months and are offered at an affordable interest rate. The minimum net income criterion is ₹15,000 per month for customers.
Benefits
- Personal loans starting from ₹ 50,000 to ₹ 10,00,000.
- Loan tenure: 12 Months to 84 Months
- Repayment in easy Equated Monthly Instalment (EMI)
- Foreclosure Allowed during the tenure of the loan
- NACH/SI allowed for loan repayment
- Hassle Free Processing
- The minimum net income criteria are ₹ 15,000 per month for customers
Eligibility
Minimum Age 21 years up to 50 years.
Individuals working with corporates / Govt organization/Business
Minimum job vintage with current employer should be 6 months, overall experience should be at least 3 years.
Minimum net salary ₹ 25,000 and above.
Salary to be credited directly in bank account.
Documents Required
KYC ( PAN & Aadhaar proof)
3 Months Salary Slip
6 Months Salary Account Bank Statement
Cibil Report